Do you operate a home-based business?  If you do, you may need specific insurance coverages to protect yourself and your business.   Simply having a homeowner’s policy isn’t sufficient if you are also a business owner as these are not the same thing. “Many home-based entrepreneurs incorrectly assume their business assets are covered by personal insurance […]

Trupanion, Inc. was recently selected by MWI Veterinary Supply, Inc. (MWIV on NASDAQ) as a leading distributor of products for animal health throughout the United States of America and the United Kingdom. Medical insurance coverage for your dogs and cats through the Distinct Advantage Program allows you to have priority access to a network of […]

Did you know that having bad credit can affect more than just your ability to get a loan? It’s also a measure that over 90 percent of insurance companies use to determine what your auto policy rates should be. This practice is used by insurance agencies in every state except Hawaii, California, and Massachusetts. Rather […]

If you have recently moved into a rental property, you should think about contacting an insurance agent about renter’s insurance. Your lease might cover damages to the actual property due to things like fire and natural disasters, but as far as your personal belongings go, you are responsible. What is renter’s insurance? Renters insurance is designed […]

Insurance regulators in Florida and California have issued guidance against using opt-out sales practices to sell travel insurance, citing the behavior is contradictory to state law and is bad for consumers.   This prohibited practice involves automatically charging consumers for ancillary travel insurance, without giving consumers the opportunity to decline purchasing it. Both the Florida […]

A good, healthy meat-free diet has been found to help reduce the risks of getting colon cancer. According to the American Cancer Society there is a direct relationship between diet and risks of getting cancer. A recent study done by researchers at the California Loma Linda University Adventist Health Studies focused on diet and foods […]

Tornadoes are truly terrifying due to their ferocity and erratic travel paths. Even if you live within a sound structure, there is still a chance a freak storm can level and destroy your home. Every area, including Sarasota County, is at risk for tornadoes suddenly touching down and wreaking havoc. Since spring and summer is […]

Responsible homeowners get insurance to protect themselves if their house is hit by catastrophe beyond what they can pay from their savings.  Unfortunately, that insurance typically excludes many of the costs that can spring up with home ownership, from legally necessary upgrades to the devastation caused by natural disasters such as earthquakes and flooding.  Here […]

Insurance is a must for anyone that wants to be safe and covered on the road. That being said, it is also 100% necessary if you want to be in compliance with federal law. There are a few different tips that you can follow that can help you determine what insurance is going to be […]

A number of factors are considered when a life insurance company sets a premium cost. Such factors include the customer’s age, where they live, existing health conditions, benefit amount desired and lifestyle choices. Lifestyle choices often have the most bearing on determining premium cost. Higher prices are often a probability if a client lives a […]