So your teenager has gone through drivers ed and has passed the driver’s test. For his or her 16th birthday, you would like to gift your pride and joy with a new car. However, expense aside, the facts are that most teenagers lack impulse control and sometimes do not think through the consequences of their […]

When there are workers on the road, it can be difficult for drivers. It can cause delays, as well as frustratiion, for those who are trying to get to work or run errands. Anyone can experience the feeling of impatience during a traffic jam in a work zone, which can actually cause harm to the […]

According to industry experts, like David Crawford, managing director of Insurance Advisement in New Zealand, roughly half the insurance industry workforce is set to retire by 2030. The mean age of advisors working today is just 42. In the U.S., the average age of a financial advisor is 51, with 40% of advisors being over […]

Mitigate possible losses Homeowners aren’t the only ones affected by these catastrophic storms. Businesses are also affected, and they need to have a disaster plan ready so that they can mitigate any losses that occur after a storm hits. They must develop a plan that helps them remain open or enable them to reopen quickly, […]

Florida has often found itself the brunt of many jokes about its drivers and it’s always been suspected to be a terrible state filled with bad drivers, but a study recently published confirms it: Florida is home to the worst drivers anywhere in the U.S. Personal finance tech company SmartAsset conducted a study that looked […]

There many variables to consider in determining what makes one automobile safer than another.  The Insurance Institute of Highway Safety strives to provide consumers with the information they need to make safe choices when purchasing cars. In the area of vehicle research, they offer information on both crash avoidance and crash worthiness.  Crash worthiness is […]

  We all know texting and driving is dangerous. It is more so dangerous amongst teens than adults. Teens just have to have their information now. In 2010, 11% of young drivers involved in fatal crashes were caused by distraction; of that number, nearly one out of five were using cell phones, according to the […]

Storms or natural disasters can create power outages that last for an extended period of time. During an outage, portable generators can offer much-needed temporary power, but there are potential risks associated with the use of these generators. Generators can be dangerous, and can lead to illness and injury, and even death if used improperly. […]

When you consider the possibility of water damaging your property and your home, you might come up with an image of a severe weather event such as a hurricane, monsoon-like rain or other natural disaster. The sad reality is that water damage  caused by ordinary household appliances which have failed might be just as costly […]

There you are, near dusk sun low and the soft rumble of waves whispers “shhh“, then crashing into the hush of your mind come the questions, ‘are the windows locked, is that old ham still in the ‘fridge, oh no – did the house key get moved ?” and there goes serenity.  The following is […]